Our Services

Structured lending solutions designed with institutional precision for businesses at every stage of growth.

Capital Structured for Growth

RCA GROUP INC offers a comprehensive suite of lending products, each designed with the precision and transparency that defines our approach to business finance.

Term Loans

Fixed-rate financing designed for long-term investments, expansion projects, and strategic acquisitions. Our term loans provide the predictable capital flow your business needs for sustainable growth.

  • Competitive fixed interest rates
  • Flexible repayment terms from 1 to 5 years
  • Funding for expansion, equipment, and acquisitions
  • Predictable monthly payments for reliable budgeting
$5M
Maximum Funding
For qualified businesses

Lines of Credit

Revolving access to working capital that adapts to your business cycle. Draw funds when you need them, repay, and draw again — providing maximum flexibility for operational demands.

  • Revolving credit up to your approved limit
  • Pay interest only on funds utilized
  • Quick access for time-sensitive opportunities
  • Renewable annually based on performance
24hr
Draw Access
Funds when you need them

Asset-Based Lending

Leverage your business assets — equipment, inventory, or receivables — to secure funding with competitive terms. Unlock capital that's already embedded in your operations.

  • Financing secured by business assets
  • Higher approval rates for asset-rich businesses
  • Competitive rates based on collateral value
  • Structured repayment aligned with asset lifecycle
90%
Advance Rate
On qualifying assets

Equipment Financing

Purpose-built financing for machinery, technology, vehicles, and specialized equipment. Acquire the tools your business needs without depleting working capital reserves.

  • Up to 100% equipment cost financing
  • Fixed rates with terms matching equipment life
  • New and used equipment eligible
  • Potential tax benefits through depreciation
100%
Cost Coverage
For qualifying equipment

Revenue-Based Financing

Flexible funding that adjusts with your revenue cycle. Ideal for businesses with strong sales trajectories seeking capital without the constraints of traditional loan structures.

  • Repayment aligned with revenue performance
  • No fixed monthly payment pressure
  • Fast approval based on revenue history
  • Ideal for seasonal or high-growth businesses
Flex
Repayment
Adjusts with your revenue

Commercial Real Estate Loans

Financing for commercial property acquisition, refinancing, and improvement projects. Structured terms designed to support your real estate investment strategy.

  • Acquisition and refinancing options
  • Competitive long-term fixed rates
  • Owner-occupied and investment properties
  • Flexible amortization schedules
$10M
CRE Funding
For qualifying properties

Our Lending Process

1

Apply

Submit your application with basic business information. Our streamlined process keeps paperwork minimal.

2

Review

Our team evaluates your application with institutional-grade underwriting within 24 hours.

3

Approve

Receive your customized funding offer with transparent terms, rates, and repayment structures.

4

Fund

Upon acceptance, capital is deployed directly to your business account — typically within days.

Find Your Funding Solution

Every business is different. Let our team help you identify the right capital structure for your specific needs.

Get Started